{"id":29550,"date":"2026-08-02T05:34:29","date_gmt":"2026-08-02T05:34:29","guid":{"rendered":"https:\/\/kiswtalkaba.com\/?page_id=29550"},"modified":"2026-08-02T05:47:05","modified_gmt":"2026-08-02T05:47:05","slug":"terms-and-conditions","status":"publish","type":"page","link":"https:\/\/kiswtalkaba.com\/en\/terms-and-conditions\/","title":{"rendered":"Terms and Conditions"},"content":{"rendered":"
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\u0645\u0631\u062d\u0628\u064b\u0627 \u0628\u0643\u0645 \u0641\u064a \u0645\u062a\u062c\u0631 \u0643\u0633\u0648\u0629 \u0627\u0644\u0643\u0639\u0628\u0629<\/strong>. \u064a\u064f\u0631\u062c\u0649 \u0642\u0631\u0627\u0621\u0629 \u0627\u0644\u0634\u0631\u0648\u0637 \u0648\u0627\u0644\u0623\u062d\u0643\u0627\u0645 \u0627\u0644\u062a\u0627\u0644\u064a\u0629 \u0628\u0639\u0646\u0627\u064a\u0629 \u0642\u0628\u0644 \u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u0627\u0644\u0645\u0648\u0642\u0639 \u0623\u0648 \u0625\u062a\u0645\u0627\u0645 \u0623\u064a \u0639\u0645\u0644\u064a\u0629 \u0634\u0631\u0627\u0621\u060c \u062d\u064a\u062b \u064a\u064f\u0639\u062f \u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u0627\u0644\u0645\u0648\u0642\u0639 \u0623\u0648 \u062a\u0642\u062f\u064a\u0645 \u0637\u0644\u0628 \u0634\u0631\u0627\u0621 \u0645\u0648\u0627\u0641\u0642\u0629\u064b \u0639\u0644\u0649 \u062c\u0645\u064a\u0639 \u0627\u0644\u0628\u0646\u0648\u062f \u0627\u0644\u0648\u0627\u0631\u062f\u0629 \u0641\u064a \u0647\u0630\u0647 \u0627\u0644\u0635\u0641\u062d\u0629.<\/p>\n

1. \u0642\u0628\u0648\u0644 \u0627\u0644\u0634\u0631\u0648\u0637<\/h2>\n

\u0628\u0627\u0633\u062a\u062e\u062f\u0627\u0645\u0643 \u0644\u0647\u0630\u0627 \u0627\u0644\u0645\u0648\u0642\u0639 \u0641\u0625\u0646\u0643 \u062a\u0642\u0631 \u0628\u0623\u0646\u0643 \u0627\u0637\u0644\u0639\u062a \u0639\u0644\u0649 \u0647\u0630\u0647 \u0627\u0644\u0634\u0631\u0648\u0637 \u0648\u0627\u0644\u0623\u062d\u0643\u0627\u0645\u060c \u0648\u062a\u0648\u0627\u0641\u0642 \u0639\u0644\u0649 \u0627\u0644\u0627\u0644\u062a\u0632\u0627\u0645 \u0628\u0647\u0627 \u0639\u0646\u062f \u062a\u0635\u0641\u062d \u0627\u0644\u0645\u0648\u0642\u0639 \u0623\u0648 \u0634\u0631\u0627\u0621 \u0623\u064a \u0645\u0646\u062a\u062c.<\/p>\n

2. \u0627\u0644\u0645\u0646\u062a\u062c\u0627\u062a<\/h2>\n
    \n
  • \u064a\u062d\u0631\u0635 \u0645\u062a\u062c\u0631 \u0643\u0633\u0648\u0629 \u0627\u0644\u0643\u0639\u0628\u0629 \u0639\u0644\u0649 \u0639\u0631\u0636 \u0627\u0644\u0645\u0646\u062a\u062c\u0627\u062a \u0648\u0648\u0635\u0641\u0647\u0627 \u0628\u062f\u0642\u0629\u060c \u0645\u0639 \u062a\u0648\u0636\u064a\u062d \u062c\u0645\u064a\u0639 \u0627\u0644\u0645\u0639\u0644\u0648\u0645\u0627\u062a \u0627\u0644\u0645\u062a\u0648\u0641\u0631\u0629 \u0639\u0646\u0647\u0627.<\/li>\n
  • \u0642\u062f \u062a\u062e\u062a\u0644\u0641 \u0623\u0644\u0648\u0627\u0646 \u0627\u0644\u0645\u0646\u062a\u062c\u0627\u062a \u0623\u0648 \u0645\u0638\u0647\u0631\u0647\u0627 \u0642\u0644\u064a\u0644\u064b\u0627 \u062d\u0633\u0628 \u0625\u0639\u062f\u0627\u062f\u0627\u062a \u0634\u0627\u0634\u0629 \u0627\u0644\u0639\u0631\u0636\u060c \u062f\u0648\u0646 \u0623\u0646 \u064a\u0624\u062b\u0631 \u0630\u0644\u0643 \u0639\u0644\u0649 \u0637\u0628\u064a\u0639\u0629 \u0627\u0644\u0645\u0646\u062a\u062c.<\/li>\n
  • \u0628\u0639\u0636 \u0627\u0644\u0645\u0646\u062a\u062c\u0627\u062a \u062a\u064f\u0639\u062f \u0645\u0642\u062a\u0646\u064a\u0627\u062a \u0623\u0635\u0644\u064a\u0629 \u0648\u0646\u0627\u062f\u0631\u0629\u060c \u0644\u0630\u0644\u0643 \u0642\u062f \u062a\u0643\u0648\u0646 \u0627\u0644\u0643\u0645\u064a\u0627\u062a \u0627\u0644\u0645\u062a\u0648\u0641\u0631\u0629 \u0645\u062d\u062f\u0648\u062f\u0629.<\/li>\n<\/ul>\n

    3. \u0627\u0644\u0623\u0633\u0639\u0627\u0631<\/h2>\n
      \n
    • \u062c\u0645\u064a\u0639 \u0627\u0644\u0623\u0633\u0639\u0627\u0631 \u0627\u0644\u0645\u0639\u0631\u0648\u0636\u0629 \u0639\u0644\u0649 \u0627\u0644\u0645\u0648\u0642\u0639 \u0645\u0648\u0636\u062d\u0629 \u0628\u0627\u0644\u0639\u0645\u0644\u0629 \u0627\u0644\u0645\u062d\u062f\u062f\u0629 \u062f\u0627\u062e\u0644 \u0627\u0644\u0645\u062a\u062c\u0631.<\/li>\n
    • \u064a\u062d\u062a\u0641\u0638 \u0627\u0644\u0645\u062a\u062c\u0631 \u0628\u062d\u0642\u0647 \u0641\u064a \u062a\u0639\u062f\u064a\u0644 \u0627\u0644\u0623\u0633\u0639\u0627\u0631 \u0623\u0648 \u0627\u0644\u0639\u0631\u0648\u0636 \u0641\u064a \u0623\u064a \u0648\u0642\u062a\u060c \u062f\u0648\u0646 \u0623\u0646 \u064a\u0624\u062b\u0631 \u0630\u0644\u0643 \u0639\u0644\u0649 \u0627\u0644\u0637\u0644\u0628\u0627\u062a \u0627\u0644\u062a\u064a \u062a\u0645 \u062a\u0623\u0643\u064a\u062f\u0647\u0627 \u0645\u0633\u0628\u0642\u064b\u0627.<\/li>\n<\/ul>\n

      4. \u0627\u0644\u0637\u0644\u0628\u0627\u062a<\/h2>\n
        \n
      • \u064a\u062d\u0642 \u0644\u0644\u0645\u062a\u062c\u0631 \u0645\u0631\u0627\u062c\u0639\u0629 \u0627\u0644\u0637\u0644\u0628\u0627\u062a \u0648\u0627\u0644\u062a\u0648\u0627\u0635\u0644 \u0645\u0639 \u0627\u0644\u0639\u0645\u064a\u0644 \u0644\u062a\u0623\u0643\u064a\u062f \u0627\u0644\u0628\u064a\u0627\u0646\u0627\u062a \u0642\u0628\u0644 \u0627\u0644\u0628\u062f\u0621 \u0641\u064a \u0627\u0644\u062a\u062c\u0647\u064a\u0632 \u0623\u0648 \u0627\u0644\u0634\u062d\u0646.<\/li>\n
      • \u064a\u062d\u062a\u0641\u0638 \u0627\u0644\u0645\u062a\u062c\u0631 \u0628\u062d\u0642 \u0625\u0644\u063a\u0627\u0621 \u0623\u064a \u0637\u0644\u0628 \u0641\u064a \u062d\u0627\u0644 \u062a\u0639\u0630\u0631 \u062a\u0648\u0641\u064a\u0631 \u0627\u0644\u0645\u0646\u062a\u062c \u0623\u0648 \u0648\u062c\u0648\u062f \u0628\u064a\u0627\u0646\u0627\u062a \u063a\u064a\u0631 \u0645\u0643\u062a\u0645\u0644\u0629 \u0623\u0648 \u062d\u062f\u0648\u062b \u062e\u0637\u0623 \u063a\u064a\u0631 \u0645\u0642\u0635\u0648\u062f \u0641\u064a \u0627\u0644\u0633\u0639\u0631 \u0623\u0648 \u0645\u0639\u0644\u0648\u0645\u0627\u062a \u0627\u0644\u0645\u0646\u062a\u062c\u060c \u0645\u0639 \u0625\u0628\u0644\u0627\u063a \u0627\u0644\u0639\u0645\u064a\u0644 \u0628\u0630\u0644\u0643.<\/li>\n<\/ul>\n

        5. \u0648\u0633\u0627\u0626\u0644 \u0627\u0644\u062f\u0641\u0639<\/h2>\n

        \u064a\u0648\u0641\u0631 \u0627\u0644\u0645\u062a\u062c\u0631 \u0648\u0633\u0627\u0626\u0644 \u062f\u0641\u0639 \u0645\u062a\u0639\u062f\u062f\u0629\u060c \u0648\u064a\u062a\u0645 \u062a\u062c\u0647\u064a\u0632 \u0627\u0644\u0637\u0644\u0628 \u0648\u0641\u0642\u064b\u0627 \u0644\u0648\u0633\u064a\u0644\u0629 \u0627\u0644\u062f\u0641\u0639 \u0627\u0644\u0645\u062e\u062a\u0627\u0631\u0629\u060c \u0648\u0642\u062f \u064a\u062a\u0637\u0644\u0628 \u0627\u0644\u0623\u0645\u0631 \u0627\u0644\u062a\u062d\u0642\u0642 \u0645\u0646 \u0639\u0645\u0644\u064a\u0629 \u0627\u0644\u062f\u0641\u0639 \u0642\u0628\u0644 \u0627\u0644\u0628\u062f\u0621 \u0641\u064a \u062a\u062c\u0647\u064a\u0632 \u0627\u0644\u0637\u0644\u0628.<\/p>\n

        6. \u0627\u0644\u0634\u062d\u0646 \u0648\u0627\u0644\u062a\u0633\u0644\u064a\u0645<\/h2>\n

        \u064a\u062a\u0645 \u062a\u062c\u0647\u064a\u0632 \u0648\u0634\u062d\u0646 \u0627\u0644\u0637\u0644\u0628\u0627\u062a \u0648\u0641\u0642\u064b\u0627 \u0644\u0633\u064a\u0627\u0633\u0629 \u0627\u0644\u0634\u062d\u0646 \u0627\u0644\u062e\u0627\u0635\u0629 \u0628\u0627\u0644\u0645\u062a\u062c\u0631\u060c \u0648\u0642\u062f \u062a\u062e\u062a\u0644\u0641 \u0645\u062f\u0629 \u0627\u0644\u062a\u0648\u0635\u064a\u0644 \u062d\u0633\u0628 \u0627\u0644\u0645\u062f\u064a\u0646\u0629 \u0623\u0648 \u0634\u0631\u0643\u0629 \u0627\u0644\u0634\u062d\u0646 \u0623\u0648 \u0627\u0644\u0638\u0631\u0648\u0641 \u0627\u0644\u062e\u0627\u0631\u062c\u0629 \u0639\u0646 \u0625\u0631\u0627\u062f\u062a\u0646\u0627.<\/p>\n

        7. \u0627\u0644\u0627\u0633\u062a\u0628\u062f\u0627\u0644 \u0648\u0627\u0644\u0627\u0633\u062a\u0631\u062c\u0627\u0639<\/h2>\n

        \u062a\u062e\u0636\u0639 \u062c\u0645\u064a\u0639 \u0637\u0644\u0628\u0627\u062a \u0627\u0644\u0627\u0633\u062a\u0628\u062f\u0627\u0644 \u0648\u0627\u0644\u0627\u0633\u062a\u0631\u062c\u0627\u0639 \u0644\u0633\u064a\u0627\u0633\u0629 \u0627\u0644\u0627\u0633\u062a\u0628\u062f\u0627\u0644 \u0648\u0627\u0644\u0627\u0633\u062a\u0631\u062c\u0627\u0639 \u0627\u0644\u0645\u0639\u062a\u0645\u062f\u0629 \u0641\u064a \u0627\u0644\u0645\u0648\u0642\u0639\u060c \u0648\u064a\u064f\u0646\u0635\u062d \u0628\u0627\u0644\u0627\u0637\u0644\u0627\u0639 \u0639\u0644\u064a\u0647\u0627 \u0642\u0628\u0644 \u0625\u062a\u0645\u0627\u0645 \u0639\u0645\u0644\u064a\u0629 \u0627\u0644\u0634\u0631\u0627\u0621.<\/p>\n

        8. \u0627\u0644\u0645\u0644\u0643\u064a\u0629 \u0627\u0644\u0641\u0643\u0631\u064a\u0629<\/h2>\n

        \u062c\u0645\u064a\u0639 \u0645\u062d\u062a\u0648\u064a\u0627\u062a \u0627\u0644\u0645\u0648\u0642\u0639\u060c \u0628\u0645\u0627 \u0641\u064a \u0630\u0644\u0643 \u0627\u0644\u0646\u0635\u0648\u0635\u060c \u0648\u0627\u0644\u0635\u0648\u0631\u060c \u0648\u0627\u0644\u0634\u0639\u0627\u0631\u0627\u062a\u060c \u0648\u0627\u0644\u062a\u0635\u0627\u0645\u064a\u0645\u060c \u0648\u0627\u0644\u0645\u062d\u062a\u0648\u0649 \u0627\u0644\u0645\u0631\u0626\u064a\u060c \u0647\u064a \u0645\u0644\u0643 \u0644\u0645\u062a\u062c\u0631 \u0643\u0633\u0648\u0629 \u0627\u0644\u0643\u0639\u0628\u0629 \u0623\u0648 \u0644\u0623\u0635\u062d\u0627\u0628 \u0627\u0644\u062d\u0642\u0648\u0642\u060c \u0648\u0644\u0627 \u064a\u062c\u0648\u0632 \u0646\u0633\u062e\u0647\u0627 \u0623\u0648 \u0625\u0639\u0627\u062f\u0629 \u0627\u0633\u062a\u062e\u062f\u0627\u0645\u0647\u0627 \u0623\u0648 \u0646\u0634\u0631\u0647\u0627 \u062f\u0648\u0646 \u0627\u0644\u062d\u0635\u0648\u0644 \u0639\u0644\u0649 \u0645\u0648\u0627\u0641\u0642\u0629 \u0645\u0633\u0628\u0642\u0629.<\/p>\n

        9. \u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u0627\u0644\u0645\u0648\u0642\u0639<\/h2>\n

        \u064a\u0648\u0627\u0641\u0642 \u0627\u0644\u0645\u0633\u062a\u062e\u062f\u0645 \u0639\u0644\u0649 \u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u0627\u0644\u0645\u0648\u0642\u0639 \u0628\u0637\u0631\u064a\u0642\u0629 \u0645\u0634\u0631\u0648\u0639\u0629\u060c \u0648\u0639\u062f\u0645 \u0627\u0644\u0642\u064a\u0627\u0645 \u0628\u0623\u064a \u0646\u0634\u0627\u0637 \u0642\u062f \u064a\u0624\u062b\u0631 \u0639\u0644\u0649 \u0623\u062f\u0627\u0621 \u0627\u0644\u0645\u0648\u0642\u0639 \u0623\u0648 \u064a\u0639\u0637\u0644 \u062e\u062f\u0645\u0627\u062a\u0647 \u0623\u0648 \u064a\u0636\u0631 \u0628\u062d\u0642\u0648\u0642 \u0627\u0644\u0645\u062a\u062c\u0631 \u0623\u0648 \u0627\u0644\u0645\u0633\u062a\u062e\u062f\u0645\u064a\u0646 \u0627\u0644\u0622\u062e\u0631\u064a\u0646.<\/p>\n

        10. \u062a\u062d\u062f\u064a\u062f \u0627\u0644\u0645\u0633\u0624\u0648\u0644\u064a\u0629<\/h2>\n

        \u064a\u0628\u0630\u0644 \u0645\u062a\u062c\u0631 \u0643\u0633\u0648\u0629 \u0627\u0644\u0643\u0639\u0628\u0629 \u0623\u0642\u0635\u0649 \u062c\u0647\u0648\u062f\u0647 \u0644\u0636\u0645\u0627\u0646 \u062f\u0642\u0629 \u0627\u0644\u0645\u0639\u0644\u0648\u0645\u0627\u062a \u0648\u062a\u0648\u0627\u0641\u0631 \u0627\u0644\u0645\u0648\u0642\u0639\u060c \u0625\u0644\u0627 \u0623\u0646\u0647 \u0644\u0627 \u064a\u0636\u0645\u0646 \u062e\u0644\u0648 \u0627\u0644\u0645\u0648\u0642\u0639 \u0645\u0646 \u0627\u0644\u0627\u0646\u0642\u0637\u0627\u0639\u0627\u062a \u0623\u0648 \u0627\u0644\u0623\u0639\u0637\u0627\u0644 \u0627\u0644\u062a\u0642\u0646\u064a\u0629 \u0627\u0644\u062e\u0627\u0631\u062c\u0629 \u0639\u0646 \u0625\u0631\u0627\u062f\u062a\u0647.<\/p>\n

        11. \u062a\u0639\u062f\u064a\u0644 \u0627\u0644\u0634\u0631\u0648\u0637 \u0648\u0627\u0644\u0623\u062d\u0643\u0627\u0645<\/h2>\n

        \u064a\u062d\u062a\u0641\u0638 \u0645\u062a\u062c\u0631 \u0643\u0633\u0648\u0629 \u0627\u0644\u0643\u0639\u0628\u0629 \u0628\u062d\u0642 \u062a\u0639\u062f\u064a\u0644 \u0647\u0630\u0647 \u0627\u0644\u0634\u0631\u0648\u0637 \u0648\u0627\u0644\u0623\u062d\u0643\u0627\u0645 \u0641\u064a \u0623\u064a \u0648\u0642\u062a\u060c \u0648\u062a\u0635\u0628\u062d \u0627\u0644\u062a\u0639\u062f\u064a\u0644\u0627\u062a \u0633\u0627\u0631\u064a\u0629 \u0628\u0645\u062c\u0631\u062f \u0646\u0634\u0631\u0647\u0627 \u0639\u0644\u0649 \u0627\u0644\u0645\u0648\u0642\u0639\u060c \u0648\u064a\u064f\u0646\u0635\u062d \u0628\u0645\u0631\u0627\u062c\u0639\u062a\u0647\u0627 \u0628\u0634\u0643\u0644 \u062f\u0648\u0631\u064a.<\/p>\n

        12. \u0627\u0644\u062a\u0648\u0627\u0635\u0644 \u0645\u0639\u0646\u0627<\/h2>\n

        \u0641\u064a \u062d\u0627\u0644 \u0648\u062c\u0648\u062f \u0623\u064a \u0627\u0633\u062a\u0641\u0633\u0627\u0631 \u064a\u062a\u0639\u0644\u0642 \u0628\u0647\u0630\u0647 \u0627\u0644\u0634\u0631\u0648\u0637 \u0648\u0627\u0644\u0623\u062d\u0643\u0627\u0645 \u0623\u0648 \u0628\u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u0627\u0644\u0645\u0648\u0642\u0639\u060c \u064a\u0645\u0643\u0646\u0643\u0645 \u0627\u0644\u062a\u0648\u0627\u0635\u0644 \u0645\u0639 \u0641\u0631\u064a\u0642 \u062e\u062f\u0645\u0629 \u0627\u0644\u0639\u0645\u0644\u0627\u0621 \u0639\u0628\u0631 \u0648\u0633\u0627\u0626\u0644 \u0627\u0644\u062a\u0648\u0627\u0635\u0644 \u0627\u0644\u0645\u062a\u0627\u062d\u0629 \u0641\u064a \u0635\u0641\u062d\u0629 \u0627\u062a\u0635\u0644 \u0628\u0646\u0627<\/strong>.<\/p>\n

        \u064a\u0647\u062f\u0641 \u0645\u062a\u062c\u0631 \u0643\u0633\u0648\u0629 \u0627\u0644\u0643\u0639\u0628\u0629 \u0625\u0644\u0649 \u062a\u0642\u062f\u064a\u0645 \u062a\u062c\u0631\u0628\u0629 \u062a\u0633\u0648\u0642 \u0622\u0645\u0646\u0629 \u0648\u0645\u0648\u062b\u0648\u0642\u0629\u060c \u0642\u0627\u0626\u0645\u0629 \u0639\u0644\u0649 \u0627\u0644\u0634\u0641\u0627\u0641\u064a\u0629 \u0648\u0627\u0644\u0627\u0644\u062a\u0632\u0627\u0645 \u0628\u062d\u0642\u0648\u0642 \u0627\u0644\u0639\u0645\u0644\u0627\u0621\u060c \u0645\u0639 \u062a\u0648\u0641\u064a\u0631 \u0623\u0641\u0636\u0644 \u0645\u0633\u062a\u0648\u0649 \u0645\u0646 \u0627\u0644\u062e\u062f\u0645\u0629 \u0648\u0627\u0644\u062c\u0648\u062f\u0629 \u0641\u064a \u062c\u0645\u064a\u0639 \u0645\u0631\u0627\u062d\u0644 \u0627\u0644\u0634\u0631\u0627\u0621.<\/strong><\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/section>\n<\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"

        \u0645\u0631\u062d\u0628\u064b\u0627 \u0628\u0643\u0645 \u0641\u064a \u0645\u062a\u062c\u0631 \u0643\u0633\u0648\u0629 \u0627\u0644\u0643\u0639\u0628\u0629. \u064a\u064f\u0631\u062c\u0649 \u0642\u0631\u0627\u0621\u0629 \u0627\u0644\u0634\u0631\u0648\u0637 \u0648\u0627\u0644\u0623\u062d\u0643\u0627\u0645 \u0627\u0644\u062a\u0627\u0644\u064a\u0629 \u0628\u0639\u0646\u0627\u064a\u0629 \u0642\u0628\u0644 \u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u0627\u0644\u0645\u0648\u0642\u0639 \u0623\u0648 \u0625\u062a\u0645\u0627\u0645 \u0623\u064a \u0639\u0645\u0644\u064a\u0629 \u0634\u0631\u0627\u0621\u060c<\/p>","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-29550","page","type-page","status-publish","hentry"],"yoast_head":"\n\u0627\u0644\u0634\u0631\u0648\u0637 \u0648\u0627\u0644\u0623\u062d\u0643\u0627\u0645 - \u0645\u062a\u062c\u0631 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